Do I Have to Do This?
YES, you need to do this! We can't hold prices or availability on based on intentions, promise to pays, or the famous: "I'm going to pay it in full when I get my ___". If you don't want to make a payment plan, you can always pay your balance off in full! 

A $5.95 convenience fee will be added to your invoice for each Express Pay Transaction and must be settled by or before your final payment date.